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  1. #11
    cajunvike's Avatar
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    Re: DON'T Screw with ME.

    "mnjamie" wrote:
    Hello all,

    Have to partially vent and laugh at a situation from this morning.

    VERY early in the a.m. my woman's business line rings. When she misses a business call on her blackberry, it kicks to the home land line.

    I peek at the caller I.D. and it's "unknown". I'm pissed, as it is early and answered the call. I pick up and it's a "dialer" system asking me to hold and then after a minute a lady picks up.

    Little Background: A while back I worked for a collections department for a Major U.S. financial institution. Didn't like it much, but I was good at it and it paid the bills at the time. So, I know the rules and reg's of the game, not to mention how to play it pretty well.

    This lady procedes to ask for Mr. John Doe. I immediately asked where she was calling from and her name. She told me the business name and her first name only. (Classic collections call, not to mention she wasn't very good at it). I informed her that he's not at this number, never has, and we've had this phone number for about 5 years and have informed her agency NUMEROUS times he's not here and to remove our phone number from their data base. Also, I informed her that their dialer system was set up incorrectly, as the call came too early and to call at that time for collection of a debt is actually against the law.

    She continues to ask for "Mr. John Doe" and get attitude with me. I asked for her supervisor, she got pissy and said hang on. Her mistake was though, as she was placing me on hold she didn't mute the call and I heard her call me a dickhead in the background. After being on hold for 4 minutes, the line disconnected and she had hung up on me.

    OK, Pissed me off. Wanna play, let's play.

    Info. I have:

    a) Her first name
    b) Name of her 3rd party collection agency
    c) Name of person she's looking for
    d) Caller ID came up "Unknown"

    So, I got up and proceded to make this woman's morning a nightmare.

    As stated, I have a few old collection tricks in my bag, so I went to work.

    First, found a phone number for the collection agency. Took a little work, as it was unlisted, but I found an address for the place in AR.. I called a few business nearbys, basically the business neighbors of the agency and got an actual phone number.

    Second, called the agency and spoke with a few of her co-workers. Found out her last name. So, now I have her first and last name. Game over.

    I ran a few Legal, internet searches to find a little info. on her. Long story short, she's behind on a few bills herself, very behind. I then called the agency again, spoke with H.R. and informed them I needed to speak with her ASAP. This is an old trick, cause if it's a savy H.R. person, they will assume it's a collection agency calling for her. But, I never directly state that.

    They pass me along to her direct supervisor, I do the same to him and ask for her to contact me back. Again, never directly stating anything, but the point was passed along.

    Then, since she lived in a small town in AR, I found her parents place, her only sibling (a brother) and also there is only one church in the town. I contact all three and leave the same message. Oh, I forgot, also left a message with the elderly lady immediate neighbor of her's. Sweet lady, said her husband was still home and stated she would walk the message over to him.

    Now, we wait.

    About an hour and a half later, I call the agency again ... block the number as always. Ask for her and get patched through. She answers and I stated, " So, who's the dickhead now ?" She goes what? I stated I was so and so from such an collections place. Immediately, she GOES OFF !!! Don't you ever do this and that again. Never contact my place of business, family, priest, neighbors .... etc, etc, etc ... AGAIN !!!

    I advised her I actually wasn't from such and such company, but I was someone she called and pissed off in the past week, as she had the wrong phone number and if her lazy a$$ would do a little research, as I did, she would find him.

    Then I stated, "Have a nice day, dickhead" and slammed the phone on the countertop, then hung up.

    Petty ... sure.
    Waste of time ... sure.
    Loads of Fun ... HELLZ YA !!!!!!


    Don't Screw with me early in the morning. :lol:
    HELL NO, it wasn't a waste of time...you get this GREAT story to tell people for the rest of your life!!!

    Plus, she will ALSO be telling it for the rest of her life (from a slightly DIFFERENT viewpoint, mind you)...to both her friends who will listen AND (more importantly) she will be trying to cover up her embarrassment that the church knows that she is a hypocritical bill collector who can't even keep her own credit above water! :evil4:

    Way to go, jamie!!!! :lol:
    BANNED OR DEAD...I'LL TAKE EITHER ONE

  2. #12
    triedandtruevikesfan is offline Jersey Retired
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    Re: DON'T Screw with ME.

    LOL... That is an amazing story! I'm so very glad that I'm not a bill collector!

  3. #13
    AngloVike's Avatar
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    Re: DON'T Screw with ME.

    Hell have no fury like a woman scorned they say ... well that nothing compared to jamie getting his sleep disturbed and being upset by a surly collections agency ... :lol:
    way to go jamie !
    Time spent annoying a Packer fan is never time wasted...


  4. #14
    mnjamie's Avatar
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    Re: DON'T Screw with ME.

    I guess it's no big deal to me, as I did it for a job for awhile.

    To be honest, this was tame compaired to what can be done within the legal limits to someone who has a deliquent accout.

  5. #15
    Del Rio Guest

    Re: DON'T Screw with ME.

    "mnjamie" wrote:
    I guess it's no big deal to me, as I did it for a job for awhile.

    To be honest, this was tame compaired to what can be done within the legal limits to someone who has a deliquent accout.
    Does it matter if your calling on behalf of a collector? I mean it can't be legal for Joe Schmo to find out someone has debt and harass them about it when they are not representing the company in debt. In fact you could probably be accused of fraud if your trying to collect a debt when you have no tie to the company who is supposed to get payment.

  6. #16
    boognish's Avatar
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    Re: DON'T Screw with ME.

    :shock: You've got way too much spare time. Your lady better hope she never breaks up with you; you've got all the tendancies and skills of a top-notch stalker.
    I am a dipshit!!!

  7. #17
    mnjamie's Avatar
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    Re: DON'T Screw with ME.

    "boognish" wrote:
    :shock: You've got way too much spare time. Your lady better hope she never breaks up with you; you've got all the tendancies and skills of a top-notch stalker.

    Can I practice on you ???? :twisted:


    A person can never be too prepared you know.

  8. #18
    mnjamie's Avatar
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    Re: DON'T Screw with ME.

    "Del Rio" wrote:
    "mnjamie" wrote:
    I guess it's no big deal to me, as I did it for a job for awhile.

    To be honest, this was tame compaired to what can be done within the legal limits to someone who has a deliquent accout.
    Does it matter if your calling on behalf of a collector? I mean it can't be legal for Joe Schmo to find out someone has debt and harass them about it when they are not representing the company in debt. In fact you could probably be accused of fraud if your trying to collect a debt when you have no tie to the company who is supposed to get payment.

    Never made any concrete statments of any kind. Never said I was from "XYZ" company or anything. Just the simple fact that she knew she was behind with some creditors and maybe some of her family members did also.

    Also, the Actual creditors she is behind with, probably have attempted contacting her at work already also. Maybe not to the extent I have, but rest assured, her direct supervisor and maybe other members of management know whats up.

    All I did, was in a professional matter, advise them I needed to speak with her ASAP ... using Alot of inuendo (sp?) ... People take it where they want in their own minds from there.

  9. #19
    cajunvike's Avatar
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    Re: DON'T Screw with ME.

    Attention, ladies and gentlemen...

    In his first starring role...it's mnjamie...as...THE COLLECTINATOR...

    "Go ahead...call me early!"

    "You have just been collectinated!"

    Coming to a dollar theatre near you! :lol:
    BANNED OR DEAD...I'LL TAKE EITHER ONE

  10. #20
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    Re: DON'T Screw with ME.

    "cajunvike" wrote:
    Attention, ladies and gentlemen...

    In his first starring role...it's mnjamie...as...THE COLLECTINATOR...

    "Go ahead...call me early!"

    "You have just been collectinated!"

    Coming to a dollar theatre near you! :lol:


    :roll:

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